19 Discounts Seniors Did Not Know They Could Get
There are many special discounts that are available to seniors. Retirees are offered discounts at most retailers, restaurants, parks and on public transport. But you won’t get these discounts unless YOU ASK for them. Simply ask the question, “Do you offer a senior discount?” and see how much you can save. And did you know there are special senior discounts that are available just online? Many seniors were shocked to find out that they could save as much as $6,000 by using these online discounts and little-known benefit programs. Here is a list of discounts and offers seniors can take advantage of.
1. Go Shopping
Seniors are offered amazing deals at most retailers both online and in-store. To save your hard-earned money, make sure that you know what discounts you are entitled to.
- Beall’s Outlet: Every Tuesday, seniors (50+) get 15% off!
- Belk: First Tuesday of every month, those of age 62+ get 15% off.
- Bon-Ton Department Stores: Use a Bon-Ton proprietary credit card to get 20% off and enjoy 15% off on senior discount days.
- C.J. Banks/Christopher Banks: Every Wednesday, those of age 60+ get 10% off.
- Clarks: Those of age 62+ get 10% off.
- Dressbarn: Tuesday and/or Wednesday, seniors get 10% off. Offers vary, call ahead for details.
- Goodwill: One day a week, seniors of age 55+ get up to 20% off (dates vary by location).
- Hallmark: One day a week, 10% off. Dates and age requirements vary by location.
- Kohl’s: Those of age 60+ get a 10% discount.
- Lowe’s: Senior military members can receive 10% off of eligible purchases, there is also 5% off with a Lowe’s credit card.
- Michaels: AARP members of age 55+ get a 10% discount.
- Modell’s Sporting Goods: Those of age 65+ get a 10% discount.
- Ross Stores: Every Tuesday, those of age 55+ can get a 10% discount.
- The Salvation Army Thrift Stores: Those of age 55+ can get up to 50% off (days vary).
- Stein Mart: First Monday of every month, those of age 55+ can get 20% off red dot or clearance items.
- TJ Maxx: seniors of age 55+ can get 10% off every Monday on certain days of the week at participating location.
- Walgreens: Once a month, “Balance Rewards” card holders (AARP members of age 65+) can get 20% off!
- The UPS Store: Seniors get 15% off products and services, and 5% off shipping for AARP members.
2. Get a $3,120 Per Year Mortgage Reduction
Homeowners are surprised to learn this free program can offer them up to $3,120 per year in mortgage savings!
Still unknown to many is a brilliant mortgage program called the Freddie Mac’s Enhanced Relief Refinance (FMERR) that could benefit Americans and reduce their payments by as much as $3,120 per year! You could bet the banks aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before time runs out.
This program could end at any given time in 2019, but the good news is that once you're in, you're in. If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it's vital you act now and see if you could qualify for this free enhanced relief refinance program.
Average savings per year:
$3,120
3. Save on Groceries
Take full advantage of your senior discount at your local grocery store. Lots of stores offer it – you just need to ask!
Keep in mind that discounts and deals may vary and can change without notice.
- Farm Fresh: 5% discount Tuesdays and Thursdays (55+)
- Hy-Vee: depending on location will usually offer 5% discount on Tuesdays and Wednesdays (some stores set age to 65+)
- Fred Meyer: 10% senior discount on the first Tuesday of every month
- New Seasons Market: 10% discount every Wednesday
- Compare Food Supermarket: 10% discount in participating locations, get in touch with your local store to find out more
- Piggly Wiggly: varying discounts at participating locations
- Fry’s Food: 10% discount on the first Wednesday of every month to all seniors with VIP card.
- Bi-Lo: 5% off every Wednesday (60+)
- Harris Teeter: 5% off every Thursday (60+)
- Publix: 5% discount on Wednesdays (60+) at select locations.
- Albertsons: 10% discount to seniors 55+ on first Wednesday of each month.
4. Drugstore Discounts
Medicine becomes essential as your body ages. And that need for medicine can really hurt your wallet. Here are various drugstores that offer discounts to senior citizens. Keep in mind that discounts may vary by location.
- CVS Pharmacy: Those enrolled in the CVS ExtraCare Savings and Rewards program can save more with coupons in-store and online via the ExtraCare Coupon Center. As you shop and fill prescriptions, you also earn ExtraBucks Rewards.
- Rite Aid: You can get 20% off brand-name and generic prescription drugs with the Rite Aid Rx Savings Program. Sign up today and get an Rx Savings Card that will give you access to thousands of exclusive discounts at Rite Aid pharmacies!
- Costco Member Prescription Program: You and your family members can save up to 80% (at time of sale) with the Costco Member Prescription Program. If you have no prescription drug insurance, or if you do and it does not cover all your prescription medications – this the program that will help you save loads.
- Narcup: If you don’t have prescription drug insurance (or if it doesn’t cover all your medications), get the Narcup prescription discount card for free and save up to 50% on FDA approved drugs. Good to know – they also cover certain pet medications!
- Kmart: To get covered for most generic drugs (starting at $5 for a 30-day supply or at $10 for a 90-day supply), 10% of pet prescription and 25% off vaccinations join the Prescription Savings Club at Kmart (Pharmacy Savings Plus). It will cost you only $15 per household or $10 per person (annually).
- Walgreens Prescription Savings Club: Get exclusive discounts and special offers with your Prescription Savings Club Card. Membership fee – $20/person or $35/household annually. The best part – if you don’t save at least the cost if your membership fee, Walgreens will pay you the difference!
- Walmart Pharmacy Services: The company offers low-cost generic prescription medications, $4 refills for generics, branded drugs, and even pet medications. Check Walmart drug list to see how much you can save on your medications.
5. Restaurant Discounts
If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.
Keep in mind that deals may vary at participating locations and can change without notice.
- McDonald's: discounts on coffee and beverages (55+)
- Whataburger: free drink with purchase of a meal, depending on location (55+)
- Wendy's: give free coffee or other discounts depending on location
- Piccadilly Cafeteria – 10% discount with “Prime Time for Seniors” card
- IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
- Golden Corral: Senior discount varies by location
- Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
- Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)
- Subway: 10% off (60+) varies by location
- The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items
- Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+)
- Sizzler: Offers “Honored Guest Menu” (60+) varies by location
- Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
- Old Country Buffet: Daily discounts for seniors (55+)
- Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours
- Fazoli’s: Join “Club 62” for special senior menu items (62+)
- KFC: free small drink with any meal depending on location (55+)
- Country Kitchen: Great Senior Menu (55+)
- Burger King: 10% discount on purchase depending on location (60+)
- Long John Silver's: 10% discount or discounted beverage (55+)
- Taco Bell: 10% off (65+)
- El Pollo Loco: 10% off senior discounts varies by location (55+)
- Country Kitchen: Senior Menu for those 55+.
- Bonefish Grill Senior Discounts: AARP members get 10% off!
- Pollo Tropical: Those of age 50+ can get 10% off.
- Ponderosa Steak Houses: Senior (60+) menu available, discounts may vary.
- Sweet Tomatoes: Monday-Thursday Senior Meal Deals (2-5pm) $7.99 all you can eat (including fountain beverage, and/or coffee). All other days – 10% off for those of age 60+.
- Tea Room Café: Those of age 50+ can get 10% off.
- Village Inn: Those of age 60+ can get 10% off.
- Waffle House: Every Monday, those of age 60+ can get 10% off.
- Mrs. Fields: Those of age 60+ can get 10% off (participating locations only).
- Rainforest Café: AARP members (50+) can get 10% off.
- SaltGrass: AARP members (50+) can get 10% off.
- Fuddruckers: Those of age 55+ can get 10% off any senior platter.
- Culvers Corner: Seniors (60+) get 10% off.
6. Get A Discount On Auto Insurance
Did you know that depending on your age, driving record and many other factors you could get a huge discount on car insurance? Most seniors don't even know these discounts exist. Click here to learn how you can save up to $536 on your car insurance.
Average savings per year:
$536
7. Save Up To 70% On Life Insurance
Unfortunately with every year you age your insurance premium amount rises 8-10%. For senior citizens, rising life insurance policy costs can add up significantly. And what’s worse is the fact that many seniors have a hard time qualifying for new policies altogether once they reach a certain age.
Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies. This amazing website will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price. Seniors may end up saving up to 70% on their life insurance policy.
Average savings per year:
Smoker - $456 | Non-smoker - $1,002
8. Cell Phone Plans
Did you know that many of the large phone companies offers special discounts to senior citizens? These discounts add up quick!
Keep in mind that deals may vary and can change without notice.
- AT&T - plan for over 65s that costs $29.99 per month. You’ll get 200 anytime minutes, and 500 for evenings and weekends.
- GreatCall - a senior plan for $14.99. However they do have various additional fees, so expect to pay a little bit more. The plan offers health and safety tools, which include 24/7 access to urgent care, medication and refill reminders, daily automated calls to check in with you and much more. This plan works best with a Jitterbug phone, which is especially easy and comfortable to use.
- T-Mobile - plan for $70 a month for seniors 55+, which gives you 2 lines with unlimited talk, text and LTE data.
- Verizon Nationwide - 65 Plus Plan where you can get a plan for $29.99 that includes 200 minutes and unlimited text messaging, it also comes with 2GB of internet so you can browse your favorite websites from your phone. Keep in mind, however, that this plan is not available for new Verizon customers.
- Consumer Cellular - a plan that includes unlimited talk for $30.
9. Get a $4,264/year Discount On Your Mortgage
If you're a senior homeowner you could save thousands of dollars each year by taking advantage of this gov't program called HARP. The Home Affordable Refinance Plan (HARP) was passed to help the middle class senior Americans reduce their monthly payments by as much as $4,264 each year. You could bet the banks aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before time runs out.
So while the banks are happily waiting for this program to end, homeowners are urged to act fast and take advantage of HARP. You can check in 60 seconds if you qualify to save $4,264 each year. And the best part it is completely free. If lowering your payments, paying off your mortgage faster, and having an extra $355/month would help you, then this could be the easiest money savings tip you take.
Average savings per year:
$4,264
10. Owe More Than $20,000 in Credit Card Debt? Use This Brilliant Debt Payoff Plan
Owe a lot of money in a credit card debt? This is what credit companies don’t want you to find out:
If you owe more than $20,000 in credit card debt, this proven debt relief program for seniors can reduce the amount of money you owe. You can resolve your debt with no requirement of loans and thus become debt free in just 24 – 48months. If you’ve been struggling to pay your credit card debt, then click here to find out how you can become debt-free!
Click Here To Reduce Your Debt
11. Get A Free Home Security System*
Did you know that your house is 2.5 times more likely to be a target for intruders if you have no security system installed! Horrifying, isn’t it?
That's why it's smart for anyone to have a home security system at home. And you might think that getting the system installed is going to cost you a lot, but luckily you’re in for some good news! We've partnered with Protect Your Home, one of the top ADT dealers in America, to give our seniors the best deal possible. You can now get a FREE home security system*, plus a free $100 Visa gift card from Protect Your Home, plus a FREE wireless remote keychain & more additional savings. You just pay $99 installation and the monthly monitoring service. This equates to up to $2550 in value for just the cost of installation. You won't find this deal anywhere else. Aside from your exclusive savings, having a home security system may also help lower your homeowners insurance, providing addtional savings. Grab this amazing deal while it's still available (limited time offer).
*With $99 installation and purchase of 36 or 24 mo. Monitoring contract. New homeowners only. Termination fee applies.
Click Here For a Free Home Security Quote12. Save $1,000s on Car Repairs & Never Get Ripped Off By a Mechanic Again
If you’ve ever gone to your local auto repair shop for an oil change, but instead left with a huge bill for god knows what then this is the device for you. Often mechanics can take advantage of car owners, especially elderly and women, for their lack of knowledge by tricking them into changing parts and making ‘fixes’ that are not needed.
But, by using Fixd, you’ll never pay more for car maintenance than you need to again. If you see the mysterious “check engine” light come on, Fixd will be able to tell you exactly what’s wrong with your car.
If your car was built after 1996, then Fixd can instantly diagnose any problems it might have. This means that next time something goes wrong, the mechanic won’t be able to trick you. It’s super-easy to use that even the least tech-savvy people can do it.
Click Here To Learn More
13. Never Pay For Home Repairs Out-of-Pocket Again
Unexpected home repairs can be catastrophic to the finances of most seniors who are on a fixed monthly budget. Your home insurance will not cover your refrigerator, stove or washing machine breaking down unexpectedly. Same goes for your heater in the winter or AC unit in the summer, if it breaks, you have to pay the heavy repair bill.
The good news is that there is now a new Home Warranty Program available for seniors that can help protect you from unexpected home repair bills & save you thousands on repairs. Appliances, AC’s, heaters, roofing repairs, etc. – they are all covered under the program. If they cannot fix it, they will replace it, its simple + saving seniors thousands.
Click Here To Learn More
14. Take a Trip to the Movies
AMC Theatres, Regal Cinemas, Alamo Drafthouse Cinemas & CineMagic
It’s lovely to visit the cinema every so often. Lots of theaters offer a senior discount too. AMC Theaters offer a generous 30% discount to over 60s. While Regal Cinemas are going one better and will give you 35% off if you are 60 and over. With the money you’re saving you can treat the grandchildren and get a bag of candies to eat while you all enjoy the movie.
Georgia Theatre Company offer varying senior discounts, depending on location and showtime, so be sure to visit their website for more information. If you’re over 60, you can get into weekday shows before 2pm for $6 at Alamo Drafthouse Cinemas, get $1 or $2 off at B&B Theatres and $2 off all evening shows at Celebration Cinemas. Fridley Theatres offer a Bargain Day every Tuesday for all ages – why not take the grandkids?
And at Marcus Theatres seniors can watch matinees for just $5 on Fridays before 5:30 p.m. Showcase Cinemas offer discounted ticket price on Senior Wednesdays at all locations (except Showcase Superlux), and various discounts for popcorn and a soda. If you’re over 65, you can get a discount of between 10%-25% off your ticket price at CineMagic.
15. New Home Windows Upgrade Service Saves Homeowners a Fortune
Homeowners should never pay full price for windows. In the past replacing windows could cost a fortune. Worse yet, failing to not replace old windows could be catastrophic – causing water leaks, mold and mildew, and increased heating and AC bills.
Savvy homeowners understand that replacing windows is a home improvement investment that not only increases appeal, but can also put money back in the homeowners pocket with lowered heat and AC bills.
Thanks to this brilliant windows comparison site, homeowners no longer have to pay an arm and a leg for new windows, but can instead get them at the best price! The website gets the top licensed and insured vendors in your area to compete for your business – allowing the consumer to secure the best available price without hassle.
Additionally, by adding new windows, you may secure discounts, local promotions and financing options – which could lead to paying $0 down. Every homeowners should check to see what they qualify for – especially those with windows that are more than 8 years old.
Click Here To Learn More
16. Hotel Rooms
If you want to settle down for the night someplace away from home you can be sure to get a discount at Marriott, Comfort Inn, Motel 6 and more.
Keep in mind that discounts may vary and change without notice.
- Marriott - 15% discount (62+). You can book online or call and ask for the senior discount
- Red Roof Inn - option of “senior rate” when you book online, may not be available for all locations
- Choice Hotels - 10% discount if you book in advance (60+)
- Hyatt Hotels - up to 50% off in participating locations. To qualify for this deal you have to make a reservation in advance and book for two people (60+)
- La Quinta - varying offers at participating locations (65+). Book online or call and ask for senior discounts
- Omni Hotels - varying offers at participating locations (55+)
- Motel 6 - 10% discount (60+). Call and book over the phone in order to get discount
- Wyndham Hotels - varying offers at participating locations (60+)
- Hampton Inns & Suites - 10% off when booked 72 hours in advance
17. Get a Haircut For Less
SuperCuts, Great Clips & MasterCuts
A tidy hair cut doesn’t need to cost a fortune! Keep your hair looking stylish and your dye job looking fresh for less at hair salons that offer a Senior Discount. At SuperCuts, seniors can get $2 off the regular adult price for a haircut. With over 2,000 locations across the United States, SuperCuts can be found in 46 U.S states. At most SuperCuts salons, the age restriction is 60, but this may vary by location, so please call before you go.
Great Clips has more 3,000 locations across the U.S and Canada and offers $3 off a regular hair cut for seniors that are 60 or older. MasterCuts offers customers 60 and older a 20% discount on all salon services and hair care products, Monday - Thursday only. To get this discount, seniors must present a senior discount card that can be obtained at any MasterCuts location.
18. Senior Gym Membership
Silver Sneakers & Grandfolk
It’s very important for seniors to remain active as they get older because exercise reduces the impact of illness and chronic disease. Seniors can benefit from just 15 minutes of exercise per day, with 30 minutes being the official recommendation.
SilverSneakers is a free fitness program provided by dozens of insurance plans. 1 in 5 people 65 and older is eligible. The program is available around the U.S, and membership provides access to thousands of participating gym locations for free. If you’re not eligible for Silver Sneakers, you can try Planet Fitness for $10 per month. If you sign up to join on National Senior Citizens Day (August 21), you can get an even cheaper membership and attend a free workout.
19. Tour National Parks
Yosemite, Yellowstone, The Grand Canyon, Zion, The Everglades & More
With this amazing perk, over 62s can use their age advantage to score a serious discount at America’s National Parks.
It’s time to tour Yellowstone, senior citizens, you can get an annual pass for just $20 and a lifetime pass for $80. This pass gives seniors access to all 2,000 federal recreation sites, including National Forests and grasslands. You’ll be able to visit all of America’s parks through-out your retirement.
The cost of the pass covers your entrance-fee, camping, usage fees for a driver and all passengers. You can take the grandkids camping for free whenever you like. Enjoy wildlife, gorgeous scenery and some well-earned peace and quiet.
Bonus #1: Public Transport
Amtrak, Trailways, Greyhound, National Rent A Car
This one is no secret. Many bus and train operators offer discounts for seniors. Here is a list of a few of the discounts.
- Alamo: AARP members can save up to 25%
- Amtrak: Save 15% (65+)
- Avis: AARP members can save up to 25%
- Dollar Rent-A-Car: Save 10% (50+)
- Enterprise Rent-A-Car: AARP members save 5%
- Greyhound: Save 5% (62+)
- Hertz: AARP members can save up to 25% on Hertz Daily Member rates
- Trailways Transportation System: Various discounts for 50+
- Rail Europe: Discounted passes for seniors (60+)
Bonus #2: Flight Discounts
If you are thinking of traveling somewhere further from home you might need to know that you can get senior discounts from airlines too.
- Alaska Airlines: Save 10% (65+)
- American Airlines: Discounts for 65+ (call before booking to receive discount)
- Southwest Airlines: Discounts for 65+ (call before booking to receive discount)
- United Airlines: Discounts for 65+ (call before booking to receive discount)
Bonus #3: Discounts on Glasses and Eye Exams
It's no secret that your eyes become weaker as you age, and taking care of them becomes much more expensive than it was a few years back. This is why seniors should take advanage of all the places that offer discounted glasses and eye exams to seniors. At Costco, you can get good eyewear at low prices – costing an average of $150. However, to shop at Costco you must pay a $55 annual fee. Other good discounts retailers include For Eyes Optical, BJ’s Optical, Sam’s Club, and Walmart.
AARP members can get a 30% discount on prescription eyewear and eye exams at LnsCrafters, Pearle Vision, Sears Optical, Target Optical, JCPenney Optical and thousands of other private optometrist offices.
By choosing to shop online you can save a lot of money. Some stores worth checking out include 39DollarGlasses.com, ZenniOptical.com, Googles4u.com, and EyeBuyDirect.com. You can get your hands on prescription eyeglasses for as little as $7 plus shipping. You can also upload a photo of your face to see what you’d look like in different styles.
