5 Painless Ways Seniors Can Save A Lot Of Money
Here are 5 discounts and government programs that can help seniors save thousands of dollars every year. It will take you just a few minutes to see if you’re eligible for these free programs, but the money you’ll save will change your financial life for good - you’ll no longer need to worry about your shrinking retirement fund! And remember, it doesn’t cost you anything to check if you qualify for any of these, so you have nothing to lose.
1. Owe More Than $20,000 in Credit Card Debt? Use This Brilliant Debt Payoff Plan
Owe a lot of money in a credit card debt? This is what credit companies don’t want you to find out:
If you owe more than $20,000 in credit card debt, this proven debt relief program for seniors can reduce the amount of money you owe. You can resolve your debt with no requirement of loans and thus become debt free in just 24 – 48months. If you’ve been struggling to pay your credit card debt, then click here to find out how you can become debt-free!
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2. Let The Government Pay For Your Mortgage & Save $4,264/each year
If you're a senior homeowner you could save thousands of dollars each year by taking advantage of this government program called HARP. The Home Affordable Refinance Plan (HARP) was passed Americans reduce their monthly payments by as much as $4,264 each year. You could bet the banks aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before time runs out.
So while the banks are happily waiting for this program to end, the Senior Discounts Club is making a final push and urging homeowners to take advantage of HARP now and save $4,264 each year.
Average savings per year:
$4,264
3. Get A Discount On Auto Insurance
Did you know that depending on your age, driving record and many other factors you could get a huge discount on car insurance? Most seniors don't even know these discounts exist. Click here to learn how you can save up to $536 on your car insurance.
Average savings per year:
$536
4. Save up to 70% On Life Insurance
Unfortunately with every year you age your insurance premium amount rises 8-10%. For some, rising life insurance policy costs can add up significantly. And what’s worse is the fact that many have a hard time qualifying for new policies altogether once they reach a certain age.
Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies. This amazing website will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price. You may end up saving up to 70% on their life insurance policy.
Average savings per year:
Smoker - $456 | Non-smoker - $1,002
5. Get Government Rebates To Go Solar And Cut Your Energy Bill
Did you know you can significantly reduce your monthly electric bill and pay nothing for it? If you live in a qualified zip code you can get paid to go solar! Thanks to a little-known government program called Federal Residential Renewable Energy Tax Credit, homeowners who live in specific zip codes are getting thousands in rebates to install solar panels.
Many people were shocked that subsidies and rebates cover 99% of costs associated with installation so it literally costs $0 to have done. Learn more about this program and check if your zip code qualifies. Senior homeowners can literally save $1,000's of dollars just by using this program.
Average savings per year:
$1,471
